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In a skillet, brown the ground beef over medium heat. Drain.
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Place ground beef back onto heat and stir in taco seasoning (prepared according to package).
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Mix in refried beans and green chilies. Stir to combine.
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Lightly spray a casserole dish with non-stick cooking oil.
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Spread ground beef mixture evenly in casserole dish and sprinkle cheese evenly on top.
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Use a heart shaped cookie cutter to cut hearts out red peppers and a soft tortilla.
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Decorate taco bake with the cut out hearts.
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Bake taco bake 20-30 minutes, or until cheese starts to bubble.
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Serve the taco bake with with sour cream, hot sauce, and tortilla chips, if desired.